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We will custom design a pre-retirement seminar for CSRS or FERS employees, mid-career
seminars for employees in both systems, or Benefits 101 classes for new FERS employees which include insurance, social security
and TSP information. Multi-day classes include a session on general retirement planning, both financial and personal.
All our seminars come with an additional 30 days of free email questions for seminar participants.
We also
have separate short "lunch and learn" type classes in benefits including open season elections for health, flex
spending, dental, and vision insurance, as well as managing your TSP, life insurance and other benefits during your career
and on into retirement.
We specialize in individual retirement estimates for FERS, FERS Transferees, CSRS, and CSRS Offset
employees. We teach you how to compute your total amount including Social Security, FERS Supplement, and TSP with all
your options for insurance. We help you maximize the benefits you have worked so hard to earn. Don't wait until just
before retirement to decide on buying civilian or military service credit time, reducing or adjusting life and health insurance. Need an explanation of all the new TSP fund administrator's
changes to statements and the website? What about the new ability to actually buy stocks with your TSP? Thinking of
adding a Roth TSP or changing from traditional to Roth TSP? Contact us - just education on how things work - no sales
pitches or products.
If you received a notice
from your agency or OPM, or suspect you are in the wrong retirement plan (otherwise known as FERCCA),
we will guide you through the maze of making the best long term retirement plan selections under CSRS Offset or
FERS, explaining how each selection changes your retirement benefits. We will help you complete waiver of overpayment letters
where needed.
Retired at 65 and buried in
all those Medicare Ads in the mail and on TV? Get help deciding on adding Medicare B to your current FEHB plan with NO sales
pitch. Remember if you are retired and younger than 65 but a spouse on your FEHB plan turns 65, there are big decisions
to be made when that spouse lights 65 candles!
Divorce and Disability Retirement Assistance |
We will work with your lawyer to insure your benefits are protected in divorce or
review your existing decree prior to retirement. Many attorneys and judges are not familiar with the federal systems. Use
of the wrong word or clause in a decree can make you worth more dead than alive! All divorce decrees and pension/TSP
dividing orders are not identical. TSP no longer accepts the previous TSP form and actually charges your account a fee
to divide your account. We also will work with you, your physicians, and your supervisors to compile
a successful disability retirement package for submission to your agency and OPM. It's lots of explanation and paperwork,
not just a couple of lines on a form, but worth the effort if you're hurting and not eligible for an unpenalized retirement.
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