Outline of Pre-Retirement Class
FERS
Presented by Personnel
Solutions
Current Employee Issues
Designation of Beneficiary
Death Benefits for Spouses
Death Benefits for Children
Life Insurance - Viatical
Settlement
Life Insurance - Living Benefits
Retirement Eligibility
Eligibility Criteria
for All Types of Retirement
Special Explanation for
Deferred, and Disability
Buying Service Time Deposits
and Redeposits
Military Time Purchase
LWOP, Part Time and other Special Circumstances
Computing
Service Time
Computing Average Salary
Compute Your Annuity - Regular and Special Groups
Picking a Date to Retire
FERS Supplement
Alternate Form of Annuity
Cost of Living (COLAs)
Taxation of Retirement Benefits
Social Security Earnings
Test
Survivor Benefits
Considerations
for Married and Single
Spouse Equity Act
Costs of Benefits
Status Changes after Retirement
Your Federal Insurance Dollar
Pre and Post Tax
Flexible Spending Plans
High Deductible Health Plans
Federal Life Insurance Options Now and at Retirement
FEHB in Retirement
FEHB and Medicare
Buying Long Term Care (can be separated to run at end of day)
Thrift Savings Plan
Current Employee Options
Catch up
Tax Breaks
Balancing the Account
In-service withdrawals
Loans
After Retirement
Withdrawal Options
Taxability
IRS Minimum Distribution Rules